Joplin | Carthage | St. Louis

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Automobile Accidents

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Top Automobile Accident Lawyers Missouri

The automobile accident attorneys at Buchanan, Williams, & O’ Brien will protect your rights anywhere in Missouri, including Joplin and Carthage.

Car and truck vehicular accidents are a leading cause of death in the United States and Missouri. Today’s car and truck drivers are more distracted than ever before due to drivers commonly talking on their cell phones, sending texts, using their GPS navigational systems, or changing the radio station. Every driver accepts responsibility for the safety of everyone else on the road when they get behind the wheel of a motor vehicle. Negligent drivers should be held accountable when they kill or injure someone and our firm has been handling automobile accident cases for forty years.

We can and will help if you or a loved one has been injured in an automobile accident.

Insurance companies often refuse to take responsibility for their insured’s actions even where negligence is clear. Our trial-experienced and aggressive lawyers will hold the negligent driver and his or her insurance company accountable and will help you recover the compensation you deserve. Our car and truck accident attorneys handle all types of motor vehicle accidents throughout the United States and Missouri, including:

  • Car Crashes
  • Trucking Accidents
  • 18-Wheeler/Semi Highway Accidents
  • Commercial Truck Accidents
  • Head-On Collisions
  • Rear-End Accidents
  • SUV Rollovers
  • Motorcycle Accidents
  • Bicycle Accidents
  • Boating Accidents
  • Aviation/Airplane Accidents
  • Bus Collisions
  • Train and Railroad Accidents
  • Pedestrian Accidents
  • Intersection Accidents
  • Hit and Run Accidents
  • Highway Accidents
  • Texting While Driving Accidents
  • Cell Phone Accidents
  • Asleep at the Wheel Accidents
  • Drunk Driving/Alcohol-Related
  • Accidents
  • Speeding/Reckless Driving Accidents
  • Maintenance Errors/Defective
  • Equipment Accidents
  • Driver Fatigue Accidents

Property Damage

Property Damage Claims During Auto Accidents in Missouri

If your car is damaged in a wreck and the other driver is at fault, the liability insurance company insuring the negligent driver should pay for the damage to your car.

If the damage can be repaired, the insurance company has an obligation to repair the car to its original condition. If the car cannot be repaired, the insurance company has the obligation to pay you the full value of your car.

If you get an affidavit from the insurance company, it may reduce or eliminate the amount you owe in sales tax when you purchase a replacement car. 

If the other driver does not have insurance, or if there is a problem settling your claim with the insurance company, your own insurance company should pay for the damage to your car if you have collision coverage. You must pay an additional premium for collision coverage and not every policy has this coverage. 

Sometimes there is a dispute about the amount the insurance company should pay to replace a car. The insurance should pay you the fair market value of the car. This is the amount of money it would take you to purchase the same car as a replacement. There are a number of places to get information about replacement value. The normal sources of information include your banker, a car dealer, “blue books” found at the library or a bookstore or on a number of websites that give used car values. 

If you have any questions about your personal injury claim, call us today at 417-623-0900 or 800-371-8220 or send us an email. We will meet with you free of charge to discuss your case.

Insurance

Insurance and Auto Accidents in Missouri

There are a number of different types of insurance that may provide help to you if you are in a car accident.

Your own insurance policy may provide limited help for paying medical bills for you or anyone in your car, regardless of who was at fault in causing the accident. Also, even if the owner of the car did not have medical payments insurance, you may have medical payments insurance on your car that will help you with your medical bills, even if you were not in your car at the time you were injured. Your health and accident insurance through your work may pay your medical bills.

Under some circumstances, you may have an obligation to repay the insurance company if you are paid by the negligent third party. If you were injured by another driver who was careless, the insurance company of the careless driver has an obligation to pay for your medical bills.

If the negligent driver who injured you did not have insurance or did not have enough insurance, your own insurance company may be responsible for paying your medical bills under your uninsured motorist coverage or underinsured motorist coverage.

If you are eligible for Medicare benefits, Medicare is responsible for paying your medical bills. If Medicare believes that another party is at fault, Medicare may delay paying your medical bills to see whether the insurance company of the careless driver will pay your bills. If Medicare does pay your bills, Medicare may require you to sign an agreement that you will reimburse Medicare if you are paid anything by the negligent driver. If you are eligible for Medicaid benefits, Medicaid should pay your medical bills. However, as with Medicare, Medicaid may delay paying your bills to see whether the insurance company of the careless driver will pay your bills, or they may pay your bills but require you to sign an agreement that you will reimburse Medicaid if you recover from the negligent driver.

My Claim

My Claim After an Auto Accident in Missouri

Drivers injured in automobile accidents often have no prior experience with the legal system. For this reason, most people have many questions about how the process works, how long the lawsuit will take, the cost of the lawsuit, among other things. We will keep you informed about your case and will promptly answer your questions. We will help you understand your claim and feel comfortable with the legal process.

Contact us today because, with our law firm, you owe nothing unless we recover money for you.

We have 40+ years of experience protecting the rights of those injured in car accidents and handle cases all over the United States and have convenient locations throughout Missouri in Joplin and Carthage. Contact us now and let us help you. We can meet you at a time and place convenient to you. And remember, you won’t owe us a single dime unless we are successful in resolving your case. No upfront costs, no hidden fees: just outstanding service to you.

The trusted team of attorneys at Buchanan, Williams & O’Brien have been helping clients with personal injury claims in Missouri for over 40 years. Learn more about the team’s experience, case results and how they can help you:

We can help! FREE Personal Injury and Work Comp Consultations.

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Carthage Office

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(417) 781-9706

This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. The choice of a lawyer is an important decision and should not be based solely on advertisements.

© 2019 Buchanan Williams & O'Brien, P.C.

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