Property Damage Claims During Auto Accidents in Missouri
If your car is damaged in a wreck and the other driver is at fault, the liability insurance company insuring the negligent driver should pay for the damage to your car.
If the damage can be repaired, the insurance company has an obligation to repair the car to its original condition. If the car cannot be repaired, the insurance company has the obligation to pay you the full value of your car.
If you get an affidavit from the insurance company, it may reduce or eliminate the amount you owe in sales tax when you purchase a replacement car.
If the other driver does not have insurance, or if there is a problem settling your claim with the insurance company, your own insurance company should pay for the damage to your car if you have collision coverage. You must pay an additional premium for collision coverage and not every policy has this coverage.
Sometimes there is a dispute about the amount the insurance company should pay to replace a car. The insurance should pay you the fair market value of the car. This is the amount of money it would take you to purchase the same car as a replacement. There are a number of places to get information about replacement value. The normal sources of information include your banker, a car dealer, “blue books” found at the library or a bookstore or on a number of websites that give used car values.
If you have any questions about your personal injury claim, call us today at email. We will meet with you free of charge to discuss your case.or or send us an
My Claim After an Auto Accident in Missouri
Drivers injured in automobile accidents often have no prior experience with the legal system. For this reason, most people have many questions about how the process works, how long the lawsuit will take, the cost of the lawsuit, among other things. We will keep you informed about your case and will promptly answer your questions. We will help you understand your claim and feel comfortable with the legal process.
Contact us today because, with our law firm, you owe nothing unless we recover money for you.
We have 35+ years of experience protecting the rights of those injured in car accidents and handle cases all over the United States and have convenient locations throughout Missouri in Joplin and Carthage. Contact us now and let us help you. We can meet you at a time and place convenient to you. And remember, you won’t owe us a single dime unless we are successful in resolving your case. No upfront costs, no hidden fees: just outstanding service to you.