If your car is damaged in a wreck and the other driver is at fault, the liability insurance company insuring the negligent driver should pay for the damage to your car. If the damage can be repaired, the insurance company has an obligation to repair the car to its original condition. If the car cannot be repaired, the insurance company has the obligation to pay you the full value of your car. If you get an affidavit from the insurance company, it may reduce or eliminate the amount you owe in sales tax when you purchase a replacement car. If the other driver does not have insurance, or if there is a problem settling your claim with the insurance company, your own insurance company should pay for the damage to your car if you have collision coverage. You must pay an additional premium for collision coverage and not every policy has this coverage. Sometimes there is a dispute about the amount the insurance company should pay to replace a car. The insurance should pay you the fair market value of the car. This is the amount of money it would take you to purchase the same car as a replacement. There are a number of places to get information about replacement value. The normal sources of information include your banker, a car dealer, "blue books" found at the library or a bookstore or on a number of web sites that give used car values. If you have any questions about your personal injury claim, call us today at 417-623-0900 or 800-371-8220 or send us an email. We will meet with you free of charge to discuss your case.
Related FAQs
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I have been hurt and cannot afford an attorney. What do I do?
Hire BW to help you. At BW, you do not owe us a dime until we get money for you. We are confident we can help you so contact us now. If you have been hurt and need assistance, let BW help you. Remember, no money for you, no fee for us.
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Does dissolution of marriage have to be hard fought and bitter?
Dissolution of marriage is almost always difficult, particularly if there are children involved. It is almost inevitable that there will be disagreements. It takes two people to reach an agreement; however, anything that you can do to keep the relationship calm and rational will probably be to your benefit. A provocation by one spouse is usually met with retaliation and the atmosphere can degenerate. When parties seek revenge for past injustice, presumed or real, the battle can be long, expensive and bitter. Even though the statute allows the judge to consider the conduct of the parties in dividing the property, the judge will probably place little weight on the misconduct unless it involves clear physical or emotion abuse. Remember you are paying your attorney by the hour and it is usually a bad idea to escalate the battle if it can be avoided. In summary, try to remain rational and calm and avoid unnecessarily angering your spouse. Remember that you once loved this person and if you have children, you will need to work together in the future to raise these children. Be assertive about your rights, but do not be petty and do not use your children as pawns. We understand that you may have a spouse that is being difficult, and we will help you focus on being calm so that the best possible outcome can be attained.