If your car is damaged in a wreck and the other driver is at fault, the liability insurance company insuring the negligent driver should pay for the damage to your car. If the damage can be repaired, the insurance company has an obligation to repair the car to its original condition. If the car cannot be repaired, the insurance company has the obligation to pay you the full value of your car. If you get an affidavit from the insurance company, it may reduce or eliminate the amount you owe in sales tax when you purchase a replacement car. If the other driver does not have insurance, or if there is a problem settling your claim with the insurance company, your own insurance company should pay for the damage to your car if you have collision coverage. You must pay an additional premium for collision coverage and not every policy has this coverage. Sometimes there is a dispute about the amount the insurance company should pay to replace a car. The insurance should pay you the fair market value of the car. This is the amount of money it would take you to purchase the same car as a replacement. There are a number of places to get information about replacement value. The normal sources of information include your banker, a car dealer, "blue books" found at the library or a bookstore or on a number of web sites that give used car values. If you have any questions about your personal injury claim, call us today at email. We will meet with you free of charge to discuss your case.or or send us an
What Kind of Personal Injury Cases do Buchanan, Williams & O' Brien Handle?
Our attorneys handle all types of personal injury lawsuits for clients located in Missouri and throughout the United States, including those arising out of:
Automobile and Trucking Accidents
Dangerous and Unsafe Property
Injury Requiring Surgery
Unsafe, Defective, or Dangerous Products (Product Liability)
Slip and Fall Accidents
Nursing Home Abuse and Negligence
Work Injury (Workers’ Compensation)
Bicycle and Motorcycle Accidents
I have been hurt and cannot afford an attorney. What do I do?
Hire BWO to help you with your personal injury and work comp cases. At BWO, you do not owe us a dime until we get money for you. Other types of cases are generally billed on an hourly basis. We are confident we can help you so contact us now. If you have been hurt and need assistance, let BWO help you. Remember when it comes to personal injury and work comp, no money for you, no fee for us.